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'''Summary'''
The main engine of the “DC Merwestone” was damaged beyond repair while at sea. Her managers told a lie while presenting the insurance claim. Ultimately the lie was found to make no difference to the merits of the (valid) claim, but both the High Court [[http://www.onlinedmc.co.uk/index.php/Versloot_Dredging_v_HDI_Gerling_Industrie_Versicherung]] and Court of Appeal [[Link titlehttp://www.onlinedmc.co.uk/index.php/Versloot_Dredging_v_HDI_Gerling_Industrie_Versicherung_-_The_D_C_Merwestone]]dismissed the claim as the lie meant the claim was forfeit.
The Supreme Court distinguished fabricated claims, inflated claims, and genuine claims supported by dishonestly embellished information. The last category would not cause the claim to be forfeit and so insurers remained liable despite the lie.
